Are you overpaying on your home loan or unsure if your old rate is still competitive? You could save thousands on your annual interest and improve your monthly payments by refinancing your mortgage to a better rate with more flexible terms. Additionally, you might qualify for a cashback offer worth a few thousand dollars from your new lender. The Mortgage Hub Co Can help you find personalised options and handle all the details to ensure a smooth process. 

Property investment holds a unique appeal for Australian investors, offering a comforting sense of security and stability. Even in uncertain times, the constant demand for housing in desirable areas has consistently driven real estate values upward. Additionally, a steady stream of rental income and potential tax benefits provide a reliable pathway to long-term financial growth.

The Mortgage Hub Co can support you in all aspects – whether you're aiming to expand your portfolio, refinance for a better rate, secure a mortgage for property renovations, or unlock equity to diversify your investments.

Building or renovating a home can be both an exciting and challenging journey. The Mortgage Hub Co help make the lending process as simple and stress-free as possible.

A building or construction loan allows you to access your loan funds at the completion of each stage of your build, meaning you’ll only be paying interest on funds as you need them and not upfront on the full amount. These repayments typically are interest-only during the construction period and are repaid monthly.

Having access to money progressively as you complete your project means you pay interest only on money drawn, giving you more financial flexibility during the construction period of the loan.

Your partner for business loans and commercial finance. We understand that every business is unique, which is why we offer tailored solutions that fit your specific needs.

Whether you need financing for equipment, property, business purchase, or working capital, our team will help you find that loan.

Whether you are looking to buy a new car, caravan, trailer or boat, or buy new equipment for your business, from computers to earthmoving machinery, we are here to support you in finding a suitable finance solution.

If you are part of a self-managed super fund (SMSF) or an individual or corporate trustee of an SMSF, investing in property is an excellent strategy to grow your retirement savings and maximize payouts to members.

The primary distinction between an SMSF and industry or retail superannuation funds is that you have direct control over your investments, making SMSFs a popular choice. Additionally, SMSFs can borrow money to invest in residential or commercial property, with the property held in trust until the loan is fully repaid.

Once the loan is paid off, the property is owned by the SMSF, providing ongoing income for members and trustees upon reaching retirement age. This ensures a secure and comfortable income during retirement.

As a medical professional, you likely seek to maximise your income and wealth through strategic property investments, whether for your own home or to expand your investment property holdings. Typically, smaller loan deposits incur significant Lenders’ Mortgage Insurance (LMI) fees. However, as a doctor or a registered medical professional with the AHPRA (Australian Health Practitioner Regulation Agency), you may be exempt from these fees.

Doctors are often seen as low-risk borrowers due to their stable, higher-income potential, allowing some lenders to waive LMI requirements. As mortgage experts, we understand the lending policies and the mortgage landscape specifically tailored for doctors. We use our expertise and network to secure exclusive mortgage terms and rates for medical professionals and other specialist service providers.

We take the time to understand your financial situation and preferences, offering customized recommendations.We are a trusted and recommended choice among many medical specialists. Our focus is on meeting your expectations and best interests, ensuring you receive a mortgage product that caters to your needs, not the bank’s.

For our emerging wealth and high-net-worth individual (HNWI) clients, a personalised approach to mortgage lending is essential, including a dedicated manager to oversee your finance and lending structures. At The Mortgage Hub Co, we take a holistic view of your situation, collaborating with a select group of lenders to find the best solutions. At  The Mortgage Hub Co, we prioritise building relationships, not just completing transactions.